Nobody wants to be in a serious car accident, particularly if they aren’t to blame. Almost all of us, though, will either be involved in or meet someone who has been in a serious accident. To make matters more complicated, most people have never dealt with insurance providers before, except to pay their premiums. Do you want to learn more? Visit Seattle Injury Law – Ballard – Ballard Car Accident Lawyer.
Following a car accident, there are usually five main factors that might suggest the need to hire a personal injury attorney to represent you. If any of the following five incidents happen to you, you can contact an injury attorney to protect your rights. Most injury lawyers have a free no-obligation consultation, so you won’t have to pay anything until they help you recover from your injuries.
1. They want you to go through a series of hoops. If the insurance provider demands that you jump through hoops and complete a slew of activities before they can compensate you for your injuries and losses following an accident, they may be searching for ways to stop paying you. If this happens, it’s usually better to speak with an attorney who is familiar with these strategies and will advise you about how to best defend your rights.
2. They want you to go to doctors that are chosen by them. This is yet another strategy used by insurance companies to stop paying out on insurance claims. Even if a doctor is hired by an insurance firm, most people want to assume that he or she is looking out for their best interests. Unfortunately, this isn’t always the case, and many insurance company doctors are nothing more than “hired weapons” whose sole objective is to undervalue your injuries and minimise your claim.
3. They want to know about your medical history in the past. When an insurance provider asks you to fill out paperwork about your previous medical background, you can bet they’re trying to blame your injuries for something you did in the past. As a result, they will reduce or exclude compensation for your injuries. They will almost always blame the injury on anything other than the accident, and will almost always fail to compensate you for those injuries.
4. They Want Their “Expert” to Look at Your Vehicle. Much like medical doctors employed by insurance firms, property appraisers hired to look at your car’s damage will almost always undervalue your car’s value. If you agree to let their specialist appraise the value of your car, you’ll almost certainly be pressured into accepting compensation for damage to your car that is thousands less than it should be when the car is properly appraised. Make no mistake: their so-called “expert” is there to get you to pay as little as possible for the damage to your car.
5. They’d like to record your conversation. In certain situations, the insurance provider may want to report a phone call between you and the other people who were hurt in the accident. The documented phone call is often used to transfer blame to you, and it often includes questions designed to trap and confuse injured people. This recorded call is then used against you as evidence, resulting in your argument being diminished or denied entirely.